Would You Rather Have
A. 100% of Nothing
B. Half of $3 Million
That’s our question to the millions of Americans not saving for retirement.
On a Mission to Make Every American a Millionaire in Retirement.™
THE VISION
AROMER makes retirement a reality for all by sanctioning a third-party 401(k) contribution as a mutually beneficial investment vehicle.
THE MATCH
AROMER connects financially stressed employees unable to save for the future with investors seeking to fund your 401(k) on your behalf.
THE ADVANTAGE
AROMER gives qualified investors exponential exposure to the tax advantages and employer match incentives privy to retirement plan participants.
The AROMER Movement
Retirement Legislation Needs a Facelift
The 401(k) was introduced in the 1970’s and hasn’t been comprehensively updated since. Despite the check engine light flashing for years, we knowingly drove ourselves straight into a retirement crisis. It would be criminal to keep driving under the influence this crisis is getting any better. The entire model must be reexamined in order to effectively serve the millions of Americans who literally depend on it to survive in retirement.
We are grooming future generations to fail all over again unless we afford an alternative investment strategy capable of closing the enormous retirement savings gap. Never before has there been such a practical bipartisan solution capable of fairly serving the entire economy.
The American dream is dying. Consider AROMER your wake-up call.
rem·o·ra - a slender marine animal known for its clever practice of attaching itself to sharks to travel extreme distances without expending any energy.
Remora spelled backwards, AROMER flips the power dynamic between Wall St. & Main St. and empowers cash-strapped individuals to effortlessly profit by allowing investors to hitch a ride and fuel your road to retirement.
Reality Check
The Catch-22 of the 401(k)
It only works if you start saving when you’re 22.
Consider the impact of contributing $460 per month at 22 versus $600 per month at 32. Those ten years cost you $700,000 in retirement. In other words, it’s nearly impossible to catch up if you don’t start saving in your 20’s.
With 78% of Americans living paycheck to paycheck, most simply can’t afford to save for retirement. Especially in their 20’s when:
Average student loan debt total per person: $31,172
Average monthly student loan debt payment: $393
Time to pay off student debt: 10 to 30 years
Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t… pays it.
Albert Einstein
The Commonsense Solution
Time is money. AROMER gives you more of both.
How long you invest has a greater impact than how much you invest.
79% of Americans have access to a 401(k) at work. Yet, only 41% say they can afford to participate. What if every employee could afford to fully fund their 401(k), starting their first day on the job?
By sanctioning a third-party retirement plan contribution as a mutually beneficial investment vehicle, AROMER empowers employees to actually leverage the life-changing benefit already at their disposal – a benefit that otherwise goes wildly underutilized and underfunded.
AROMER in Action
Meet Sam
Sam is 25, makes 50,000 a year, and has $30k in student loan debt. Sam simply can’t afford to make her student loan payments, pay rent, and contribute to her 401(k) at work.
With AROMER, Sam doesn’t have to compromise.
If Sam partners with an AROMER investor, she can be a millionaire in retirement, without ever contributing a single dollar to her 401(k).
Together, we can create a win-win solution to achieve 100% retirement plan participation while simultaneously empowering the 99% with guaranteed long-term financial security.
Kalon McMahon I AROMER Founder
