https://www.aromer.com/home-1 daily 1.0 2021-03-19 https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8d3e11d03ae41c01861984/1586314807957/IMG_0071.jpg Home https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8d3e47a33dc04558ffe2fd/1586314826858/IMG_0071.jpg Home https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8d3e37c9803e244efb6bcb/1586314810688/IMG_0071.jpg Home https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e87c0755ae9a736823bef21/1615924323992/tom%2Bvranas%2Bproact%2Bchicago.jpg Home - The AROMER Movement Retirement Legislation Needs a Facelift The 401(k) was introduced in the 1970’s and hasn’t been comprehensively updated since. Despite the check engine light flashing for years, we knowingly drove ourselves straight into a retirement crisis. It would be criminal to keep driving under the influence this crisis is getting any better. The entire model must be reexamined in order to effectively serve the millions of Americans who literally depend on it to survive in retirement. We are grooming future generations to fail all over again unless we afford an alternative investment strategy capable of closing the enormous retirement savings gap. Never before has there been such a practical bipartisan solution capable of fairly serving the entire economy. The American dream is dying. Consider AROMER your wake-up call. https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e88f589d84e09477ee0b878/1586034069072/ap_17082556673260-e1492012918667.jpg Home - Remora spelled backwards, AROMER flips the power dynamic between Wall St. & Main St. and empowers cash-strapped individuals to effortlessly profit by allowing investors to hitch a ride and fuel your road to retirement. https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8caba01acf560c2b33e057/1616179298664/Picture1.png Home - Reality Check The Catch-22 of the 401(k) It only works if you start saving when you’re 22. Consider the impact of contributing $460 per month at 22 versus $600 per month at 32. Those ten years cost you $700,000 in retirement. In other words, it’s nearly impossible to catch up if you don’t start saving in your 20’s. With 78% of Americans living paycheck to paycheck, most simply can’t afford to save for retirement. Especially in their 20’s when: Average student loan debt total per person: $31,172 Average monthly student loan debt payment: $393 Time to pay off student debt: 10 to 30 years https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e90c1c42f746b410d7aa973/1586545114580/iphone-article%2B1.jpg Home - The Commonsense Solution Time is money. AROMER gives you more of both. How long you invest has a greater impact than how much you invest. 79% of Americans have access to a 401(k) at work. Yet, only 41% say they can afford to participate. What if every employee could afford to fully fund their 401(k), starting their first day on the job? By sanctioning a third-party retirement plan contribution as a mutually beneficial investment vehicle, AROMER empowers employees to actually leverage the life-changing benefit already at their disposal – a benefit that otherwise goes wildly underutilized and underfunded. https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8d20a7a912175b9ed6f480/1586322393402/ Home - AROMER in Action Meet Sam Sam is 25, makes 50,000 a year, and has $30k in student loan debt. Sam simply can’t afford to make her student loan payments, pay rent, and contribute to her 401(k) at work. With AROMER, Sam doesn’t have to compromise. https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8d87af0f4ca16e7acc01c9/1586333628127/Screen%2BShot%2B2020-04-08%2Bat%2B1.10.59%2BAM.jpg Home https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e8ca1c40d91841ef3c5169e/1590533007518/kalon-signature.jpg Home Kalon McMahon I AROMER Founder https://static1.squarespace.com/static/5e682f174967826ac719bb4b/t/5e6862c26376a40e0de50003/1591726239861/SOA+article+-+mockup.png Home - How to Fix The Retirement Crisis Tomorrow The World’s First Fully Funded Retirement Investment Strategy